Early Voting Starts Today!

April 28, 2014

Early voting starts today for the May 10 elections! Here’s what you need to know:

City of Frisco Election Information

Collin County Early Voting Locations

Denton County Early Voting Locations

Your Vote Counts

Twitter Recap: Paddy Dash, Southwest Flight Crew and IKEA Frisco

November 22, 2013


Here’s what you may have missed on Twitter:

It’s time to think about the 2014 Paddy Dash! Did you know sponsorship opportunities are available for as low as $100?

If you want to make your Southwest flight crew happy, you might reconsider the roller bag.

Should you refinance your home loan? This will help you decide.

How to determine the health of the local economy? Go to IKEA! Lots of happy buyers at IKEA in Frisco. And it is IKEA Frisco – not Dallas.

Do you know the seven questions you must ask your lender? I’ve got ’em right here.

National Association of Home Builders (NAHB)  saw a bit of a drop in their November report. They say Congress and uncertainty held consumers back.

This New York Post article revealed that the Jobs Report released right before the 2012 election was manipulated with encouragement by Census bosses! The report impacted stock and bond markets as well as our views of how the current administration was performing.

Just had to share my favorite GEICO commercial on Wednesday! Guess what day it is!!

Are you on Twitter? Follow me at @FriscoMortgage and join the conversation!

Twitter Recap: Trick-or-Treat, the Spider Queen, Frisco Family Services and Dirk Nowitzki

November 2, 2013


Here’s what you may have missed on Twitter last week:

The Federal Housing Finance Agency (FHFA) said they will leave the loan limits alone for Fannie Mae & Freddie Mac and revisit in mid 2014.

Do you know the seven most important questions to ask your lender? Here they are!

Looks like a great time was had by all the trick-or-treaters who stopped by the Forest Park Medical Center in Frisco!

Have you stopped by the Frisco Heritage Museum lately? Cowboy Day is over, but you can see Wars in the Pacific through November 10th.

The August Case-Shiller Home Price Index (tracks closing prices 20 major cities) was up 1.3% and home prices up 12.8% for the year! Is this the time to list your home? Maybe now is the time to put your home on the market? Call a Realtor and see what your home might sell at with this increase!!

CNN Money shared an article in which we learned that drivers with poor credit pay as much as 91% more than people with top credit scores. Bad credit can almost double your car insurance premiums! Check out GetTheFicoFacts.com for more information.

Wondering what the Market does? U.S. adds 130,000 private-sector jobs October – the lowest monthly gain since April according to payroll processor ADP.

Listening to the Mark Cuban segment on 1310 The TicketCan’t get enough of this guy! Love how he handles himself on Shark Tank!!!

Did you hear about the “Spider Queen” in Lewisville? She has about 1700 tarantulas and plans to release them into the wild. Freaks me out!!

Guess what day it is!! That’s right, it’s Dirk Day! This Game Day ad for the Mavs cracks me up!

John Classe reminded us of the importance of protection from identity theft. I think at some point everyone will hire a protection service – what do you think?

Met with the guys at 3 Stacks Smoke & Tap House to discuss a partnership for a event. Seriously great food!!

Frisco Family Services thanked the community for the recent influx of food pantry donations. Demand will increase through holiday season, so keep them in mind when you’re out grocery shopping!

Nothing like a Frisco Chamber of Commerce Get on Track networking meeting on Halloween!

The good folks at Meridian Offices came to work as Duck Dynasty on Halloween.

Twitter is on the verge of going public. NYSE is busy making sure IPO goes off without a hitch. Will you buy?

Are you on Twitter? Follow me at @FriscoMortgage and join the conversation!

Twitter Recap: September Jobs Report, Favre Chicken Commercial and Halloween in Frisco!

October 25, 2013

Twitter Bird Megaphone

Here’s what you may have missed on Twitter:

Google shares topped $1000 for the first time. I’m probably not alone in wishing I would have bought early!

Did you see the pictures of the October After Hours event posted by the Frisco Chamber of Commerce? Congrats again to Jeff and Dana Cheney of The Cheney Group on your 10 years as members!

What did you think about the John Randle / Favre Chicken commercial. Funny? Weird? Both?

This is perfect patio season! Be sure to head over to Randy’s Steakhouse to enjoy a wonderful meal on their backyard patio.

Have you visited the Frisco Heritage Museum? It’s a popular wedding spot too!

Thanks to the good folks at the Samaritan Inn in McKinney to serve Collin County’s homeless!

Pat Fallon held a Town Hall Meeting at Griffin Middle School – did you attend?

US News published 7 Reasons to Buy a House Before 2014 – I agree with all of them except #4.

Thanks to Centennial Medical Center for sponsoring the Frisco Fire Safety Town Trick-or-Treat. Take the family and enjoy some fun, safe Halloween fun this evening!

Had an amazing time service as a Watch DOGG at my kids’ school! Highly recommend the experience.

St. Philip’s Episcopal Church in Frisco will host its ninth annual Gifts of Grace Market on November 3, 8, 9 and 10.  Gifts of Grace supports artisans, farmers and craftsmen around the globe by helping to provide a sustainable living, enabling these individuals to build a better future for themselves, their families, and their communities. All proceeds go directly back to these artisans and to missions and outreach organizations worldwide.

The September Jobs Report showed fewer new jobs created than expected, yet the unemployment rate dropped from 7.3 to 7.2% as more people gave up the job search. And the Labor Force Participation Rate is lowest it has been in 35 years – this is not a good sign for our economic recovery. The good news: lower mortgage interest rates to come.

Are you carving pumpkins this year? Shaddock Homes shared these amazing Jack o Lantern pics.

Always appreciate Mayor Maso’s involvement with the Frisco ISD kids!

Be sure to watch Shark Tank this evening – McKinney’s Jason Adams and his wife Amanda are pitching “Elephant Chat”, the new communication tool for couples they developed. Good luck to ’em!

The 2014 Tour de France route was released – wonder what creator Henri Desgrange would think of it?

The Gary Burns Fun Run is tomorrow morning – be aware of road closures around Toyota Stadium.

Calling all artists! Arts in the Square returns in collaboration with Frisco ISD. Apply by January 24, 2014 to participate in the evening in March 2014.

Are you on Twitter? Follow me at @FriscoMortgage and join the conversation!

Twitter Recap: Inc 5000 Conference, Rocky Horror Picture Show and the end of the Government Shutdown!

October 18, 2013

twitter bird header

Here’s what you may have missed on Twitter last week:

The Frisco EDC had a booth at the Inc 5000 Conference in Washington D.C. last weekend, where they discussed the benefits of doing business in Frisco, Texas. Proud to have Mayor Maso represent our city!

I was amazed to learn that the iconic Bernard Schwartz house (or Still Bend), which was commissioned by Life Magazine in 1938 is available as a vacation rental? It’s one of the few  Frank Lloyd Wright designed homes that allows overnight guests. Thanks, Bryan Smith Homes for sharing.

The Apple store in the Stonebriar Centre gets busy early!

Thanks, Kansas Gameday, for sharing the link to the online GameTracker. Follow along the games you’re unable to watch live!

Looking for some new running gear as the seasons change? Luke’s Locker always has great picks.

This Bob Hope quote explains our banking system: “A bank is a place that will lend you money if you can prove that you don’t need it.” Thanks, Jessica Brasher for posting!

K. Hovnanian DFW shared a Time Magazine article, “5 Tips for Getting a Mortgage in Today’s Housing Market”. Tip #6? Use FriscoMortgageGuy.com, of course!

Did you discover any leaks during last week’s rainy days? Total Roofing is here to help.

Frisco ISD presented attendance zone changes to accommodate the opening of the district’s 7th high school, Independence High.

Columbus Day was October 14th – did anyone else honor the occasion in the same manner that Will Ferrell did, by refusing to ask for directions?

Lone Star Custom Trim posted a picture of their stunning lighted crown molding – incredible!

Drug Crafters opened in Frisco Square’s Forest Park Medical Center. Thanks, John Classe and Frisco Square for filling me in on what they do!

Great lunch at Three Squares in Frisco Square – have you eaten there yet? Stop by for breakfast, lunch or dinner (get it? three square meals?). You will not be disappointed!

How long has it been since you’ve been to the Rocky Horror Picture Show? It’s that time of year again – you can catch a late night screening at the McKinney Performing Arts Center tonight!

Ah, the end of the Government Shutdown! Sure, we can celebrate a little, but let’s not forgot we just raised out debt limit when maybe we should have adjusted our spending…

Frisco-OnLine.com reminded everyone about the Frisco Humane Society’s Barktoberfest. It’s free, so grab your kids and your dogs and head out to Frisco Commons Park tomorrow (Saturday, October 19th) from noon to 4:00!

Skate the Square is returning to Frisco Square  for the holidays! Come out and enjoy the outdoor ice skating rink starting November 29th.

The Frisco Chamber‘s Business After Hours was hosted by 3 Stacks Smoke & Tap House. Like they said, “Great food, over 40 beers on tap and TVs everywhere!” It was a perfect venue to recognize Jeff and Dana Cheney for their 10 years of Chamber membership!

Are you on Twitter? Follow me at @FriscoMortgage and join the conversation!

The New Debt Limit

October 17, 2013

Debt Ceiling Cartoon

As we celebrate the end of this Government shutdown, let’s not forgot we just raised our debt limit when maybe we should have adjusted our spending.

Our Government is like my kids as we walk through Target, “oh daddy I need this” – and it takes a parent to say, “no you don’t” or “if you save your money you can buy it”

The Government Shutdown

October 15, 2013

government shutdown closed

The government shutdown has obviously disrupted everyday life. Regardless of what side you are on, there is definitely widespread belief that somewhere those in Washington D.C. are missing the broader point. If you normally are not active in politics at the Federal level, I would encourage you to make your views known to your elected representatives regardless of orientation (i.e., Republican, Democrat).

Like many folks, I am concerned about the long-term implications of trillion dollar debt for my generation and the ones to follow. As someone who has seen many people live well beyond their means, I feel the same distress when I consider the level of deficit spending.

Here is the best example I can find about our debt limit and Government spending:

Meanwhile on the loan side, lenders are temporarily adjusting guidelines/requirements to solve for the some of the often leveraged government processes that are no longer active. It’s our way of servicing our clients’ needs while the government weathers this storm. Rates are still highly competitive and home inventory is moving across the board.

What’s the same:

  • Everything under one roof: Conventional, VA, FHA are still are all available
  •  Windows to closing are still relatively small running at 3 weeks with current disruptions
  • An online application process that’s easy to use even for a novice user
  • We are a Fannie Mae servicer, delivering consistent guidelines – and a bank who still services its own loans and cares about the client’s experience
  • Less than ten disclosures for clients to fill-out vs. the 50+ at other lenders.

What’s different:

  • Waived Social Security Validation using X; now using X
  • Waived Tax Transcript Requirement; now using X
  • For FHA, VA loans limited access to government personnel to ask questions

Get started today and move towards the home you’ve been dreaming about while rates are still at historic lows.