I am a member of a trade group called This link takes you to a page that has more detail and a petition provided by the NAMB, if once you realize the negative with this new legislation and want to help us make a change, then please sign! (NAMB). It is an association, like every industry has, that helps to keep the playing field correct and competitive in this market, at least that is my explanation for them. Recently, laws changed on how appraisals can be ordered for residential home loans. Something called the Home Valuation Code of Conduct (HVCC) was introduced a bit ago- just a horrible idea and plan. And it is costing homeowners Billions.